Owning Property Through a Self Managed Super Fund

18 November 2011

While this strategy is not appropriate for everyone, there are 4 very good reasons why it should be considered:

1. Risk Management - In the case of bankruptcy, legal disputes or statutory fines, assets held within super cannot be touched.
2. Capital Gain Tax - Once you reach retirement age an asset held within a superannuation fund will attract NO capital gains tax.
3. Super Contributions Limits - Any rent paid is in addition to the $25,000 limit.
4. Tax Planning - If the property is a business premises that your business rents. You can claim a tax deduction of 30% but only pay tax within super at 15%.

We have put together more than 80 "Limited Recourse Borrowing Arrangements". The key in this area is to ensure that you are dealing with the experts as it is a technical field. We work closely with the banks and our preferred solicitors who specialise in this area to ensure the process is conducted correctly and efficiently. To find out more please see this SMSF Borrowing Fact Sheet or contact us.

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